Sometimes Nature Can Be Brutal

INSURANCE WORK

When your property is compromised, it’s good to have insurance protection. ABC Roofing & Siding are insurance work experts, and we can help you through the process.

As a full service remodeling and restoration company, ABC deals directly with insurance companies on behalf of our customers. We have more than 30 years of experience in performing insurance related work. Consequently, our expert staff works to ensure proper coverage of the damage. Then, we expertly perform the repairs.

Free Inspections & Estimates

Do you know you already have storm-related damage? Or maybe you are not sure if your property is damaged or not. Either way, contact ABC Roofing & Siding for a Free No Obligation Inspection.
We’ll send out one of our experienced professionals to review your property. This includes roofing, siding, gutters and other exterior components. If there is legitimate damage, we’ll recommend letting your insurance company know about it. 

There is Damage - What's the Next Step?

Insurance Work - Wind Damage to Roofing

Most causes of damage to a building’s exterior come from severe weather incidents. These include windstorms, hail impacts, heavy snow and ice build-up, lightning and fire. As such, these perils are considered to be an “Act of God”.

When damage is caused by severe weather, your insurance policy is there to protect the value of your property.

A professionally performed inspection can determine if there’s enough damage to justify a claim. Consequently, if there is damage – then we recommend opening a claim. Upon request, one of our expert representatives can help you get started.

How Do I Open an Insurance Claim?

Opening a claim is a straight forward process. It’s a matter of contacting your insurance company to let them know you have damage to your property. 

There are several ways to achieve this. First, you can contact the insurance company claim center yourself – by phone or on-line. Second, you can call your insurance agents office – and they can assist you. Lastly, one of our experienced staff can guide you with opening the claim.

It’s important to give the claim center correct information about the damage that occurred. Also, they’ll need to know the date and time the storm occurred. As a result, giving them accurate information will get the claim going on the right track.

Beforehand, we recommend reviewing your policy to confirm the coverage. Additionally, it would be good to know the amount of your deductible. 

Do I Need An Estimate First?

It is not required that you produce a repair estimate before opening a claim. However, most insurance agents recommend getting several contractor estimates anyway.  
They just want to make sure that the cost of damage will be greater than the amount of your deductible. Otherwise, it would be pointless to open a claim.

When a claim is approved by the insurance company, they will create an estimate for the repairs. Additionally, they will provide funding to pay for the damage – which is based on their estimate. 

However, it is not uncommon for their inital estimate to have errors and miscalculations. As such, being the contractor performing the work, part of our job is to catch any mistakes and shortages in their estimate. As needed, the estimate will be reconciled and supplemented to ensure proper coverage and funding.

In the end, your insurance comapny is required to pay “fair market value” for the cost to repair the damage. You are required to pay your deductible as part of the claim.

What About My Deductible?

A deductible is an out-of-pocket cost paid by the policy holder (you) – should a claim be approved by the insurance company. The deductible serves two purposes. First, it discourages policy holders from making frivolous or minor claims. Second, it reduces the overall cost paid by the insurance company.

The amount of the deductible is determined when the insurance policy is written. Usually, it is influenced by the cost of the premium. A high deductible will lower the premium. Alternatively, a low deductible will raise the premium. 

Your deductible is part of the overall estimated cost of completing the repairs. Therefore, you are required to pay the amount of the deductible to the company that performs the work.

How Does Insurance Work?

When you have something to lose, and you can’t afford to pay for a loss yourself, you pay for insurance. Your homeowners insurance policy is there to provide financial protection for your property, should a loss occur.

In exchange for paying your premiums, you are covered from certain risks. The insurance company agrees to pay you for losses if they occur.
Nobody plans on having an accident. However, having proper insurance protection will at least give you some peace of mind.

How ABC can Help with Your Insurance Claim

Since 1991, ABC Roofing & Siding has completed thousands of insurance work jobs. We bring a wealth of knowledge and experience to our customers. 

By working on your behalf, we represent your best interests with your insurance company. In part, this includes communicating and negotiating directly with their representatives. Also, we will guide you through the entire insurance claim process, and make it as hassle-free as possible.

It starts with inspecting and documenting the damage. We then reach out to the inurance company and open a claim. Next, we will meet with the insurance adjuster to inspect and confirm the damage. Then, as damages are approved, we will negotiate a fair settlement with the adjuster.

The next step is to arrange and perform the repair work – for the settlement amount. We work with the insurance company through this process, and ensure a successful conclusion. 

Our experienced staff is very familiar with the insurance claim process. On a regular basis, we work with all major insurance companies. Moreover, we know how to perform the necessary tasks to ensure a smooth process for our customers. 

ABC Roofing & Siding Provides Exceptional Service & Value

Provide a free Inspection and Document the Damage!

Help You Properly Open an Insurance Claim!

Meet with the Adjuster to Inspect the Damage!

Negotiate a Fair Settlement and Ensure Proper Coverage!

Professionally Perform & Complete the Repair Work!

Deal Directly with Insurance Company Throughout the Claim!

ABC Roofing & Siding is a trusted name in the Exterior Remodeling & Restoration Industry. 
Check out reviews at HomeAdvisor from some of our satisfied customers.

ABC Roofing & Siding

Call ABC Roofing & Siding today  630-566-2909